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THANKS DEDE FOR THIS GREAT INFORMATION....PASS IT AROUND-VALUABLE INFO TO AWAKEN OTHERS

 

 

ATTORNEY'S ADVICE - NO CHARGE


Not A Joke!! �� Even If you dislike attorneys..You will love them for these tips.  
 
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:  
 
1.  Do not sign  the back of your  credit cards . Instead, put ' PHOTO ID REQUIRED .'  
 
2. When you are writing checks to pay on your  credit card accounts,  DO �� NOT  put the complete  account number  on the 'For' line. Instead, just put the  last four numbers . The  credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.  
 
3. Put your work phone # on your checks instead of your home phone. If you have a  PO  Box use that instead of your home address. If you do not have a PO Box, use your work address. Never  have your  SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it. 
 
4. Place the  contents  of your  wallet  on a  photocopy machine . Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.. Keep the photocopy in a safe place. 
I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing  a Name, address,  Social Security number, credit cards.. 
 
Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a  VISA credit card, had a credit line approved to buy a  Gateway computer, received a PIN number from  DMV  to change my driving record information online, and more. 
But here's some critical  information to limit the damage  in case this happens to you or someone you know: 
 
5. We have been told we should  cancel  our  credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them. 
 
6.  File  a  police report  immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a  first step toward  an investigation (if there ever is one). 
 
But here's what is perhaps  most important of all :  (I never even thought to do this.) 
7.  Call �� the  3 national credit reporting organizations  immediately to place a fraud alert on your name and also call the  Social Security fraud  line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. 
 
The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.. 
 
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the  credit checks  initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks. 
 
Now, here are the numbers you always need to contact about your wallet, if it has been stolen: 
 
1.)  Equifax:  1-800-525-6285 ��
 
2.)  Experian  (formerly TRW):  1-888-397-3742 
 
3.)  Trans  Union  :  1-800-680 7289 
 
4.)  Social Security Administration  (fraud line): 
1-800-269-0271 
 
We pass along jokes on the Internet; we pass along just about everything. 
 
If you are willing to pass this information along, it could really help someone that you care about.

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Comment by Beryl Nichols on February 16, 2011 at 3:07pm
Good information BUT....Check your credit card. IF your card has "blink" with a wave sign )))) your credit card numbers AND PIN can be stolen by a portable hand held scanner costing under $100.  They don't have to touch your wallet or your person.  They just have to be "close" to you in a crowd and bingo they have all your information. It works.  I've seen a demo on tv.

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